By creating an account or using Orbeva, you agree to these terms.
Orbeva is a personal-finance dashboard that aggregates your connected accounts (via Plaid, read-only) to show you your net worth, cash flow, spending insights, savings goals, Credit Lift paydown targets, and a weekly brief.
Orbeva does not provide investment, tax, accounting, legal, credit-repair, lending, or credit-bureau advice, and is not a broker, bank, credit bureau, lender, credit repair organization, or money-services business. Nothing in the app is a recommendation to buy or sell any security or to take any specific financial action. It cannot and will not move your money.
Credit Lift targets and reminders are estimates from linked card balances and synced limits. Orbeva does not pull your credit report, store your credit score, report to credit bureaus, make approval or eligibility decisions, or guarantee any score change or credit approval. Payments still happen with your card issuer.
Orbeva Plus is an auto-renewing subscription bought in the iPhone app through Apple: $12.99 per month or $79 per year, with a 14-day free trial for new subscribers. Apple bills you, not Orbeva. The price, billing period and trial are shown on the purchase screen before you confirm, in your local currency. Payment is charged to your Apple ID when you confirm. The subscription renews automatically each period unless you cancel at least 24 hours before the period ends, and your Apple ID is charged for the next period within 24 hours before it ends.
To cancel or manage it, open iPhone Settings → your name → Subscriptions → Orbeva (or the App Store account page). Deleting the app or your Orbeva account does not cancel an Apple subscription, and deleting your account takes effect immediately once you confirm the emailed code, so cancel first if you do not want to be charged. Refunds are handled by Apple. Any unused part of the free trial ends when you buy. Subscriptions bought on the web, if any, are cancelled in the app or on the Plan & billing page.
Orbeva is offered as a beta, "as is" and "as available," without warranties of any kind. Data shown may be incomplete, delayed, or inaccurate; verify anything important against your institution directly.
To the maximum extent permitted by law, Orbeva and its operator are not liable for any indirect, incidental, or consequential damages, or for decisions you make based on the information shown.
You may stop using Orbeva and delete your account at any time. We may suspend or end access to maintain or discontinue the service.
Questions: founder@orbeva.ai.