Orbeva

Terms of Service

Last updated: July 1, 2026

By creating an account or using Orbeva, you agree to these terms.

What Orbeva is

Orbeva is a personal-finance dashboard that aggregates your connected accounts (via Plaid, read-only) to show you your net worth, cash flow, spending insights, savings goals, Credit Lift paydown targets, and a weekly brief.

What Orbeva is not

Orbeva does not provide investment, tax, accounting, legal, credit-repair, lending, or credit-bureau advice, and is not a broker, bank, credit bureau, lender, credit repair organization, or money-services business. Nothing in the app is a recommendation to buy or sell any security or to take any specific financial action. It cannot and will not move your money.

Credit Lift targets and reminders are estimates from linked card balances and synced limits. Orbeva does not pull your credit report, store your credit score, report to credit bureaus, make approval or eligibility decisions, or guarantee any score change or credit approval. Payments still happen with your card issuer.

Your responsibilities

Beta software

Orbeva is offered as a beta, "as is" and "as available," without warranties of any kind. Data shown may be incomplete, delayed, or inaccurate; verify anything important against your institution directly.

Limitation of liability

To the maximum extent permitted by law, Orbeva and its operator are not liable for any indirect, incidental, or consequential damages, or for decisions you make based on the information shown.

Termination

You may stop using Orbeva and delete your account at any time. We may suspend or end access to maintain or discontinue the service.

Contact

Questions: founder@orbeva.ai.

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